VET FEE-HELP Information



VET FEE-HELP is a government loan scheme which assists eligible students undertaking certain courses to pay for all or part of their tuition fees. The loan allows students to study now and pay later by deferring loan repayments until your income is above the minimum repayment threshold. Once you reach the repayment threshold repayments are made to the Australian Government through the tax system.

Our VET FEE-HELP Approved Courses:

The Australian Institute of Creative Design is excited to announce that the following courses are approved for VET FEE-HELP loans!

The following courses are VET FEE-HELP Approved:

Eligibility for VET FEE-HELP

To be eligible for VET FEE-HELP you must:

  • be an Australian citizen or permanent humanitarian visa holder who will be a resident in Australia for the duration of your study,
  • meet the tax file number requirements, and
  • have not exceeded the FEE-HELP limit;

To obtain VET FEE-HELP you must be enrolled in an eligible unit of study on or before the census date (having submitted your Request for VET FEE-HELP Assistance Form).

If you meet the critera above then you can obtain a VET FEE-HELP loan, you do not need to apply for approval for VET FEE-HELP.

  • There is no age restriction on VET FEE-HELP
  • Approval for VET FEE-HELP is not income dependent
  • Previous study does not affect your ability to obtain VET FEE-HELP
  • New Zealand Citizens are not eligible for VET FEE-HELP

Quick Points to Note:

  • VET FEE-HELP assistance is a loan from the Commonwealth and will remain as a personal debt obligation to the Commonwealth until it is paid in full.
  • The signed Request for Commonwealth Assistance form applies to a loan for the entire VET course of study, charged on a unit by unit basis unless the you pay some of the tuition fees.
  • You may choose to pay some or all of the tuition fees upfront and/or request a VET FEE-HELP loan for all or part of the tuition fees.
  • Census dates will apply to each of the VET units of study within the course, this is the date that you will incur a debt for any unpaid tuition fees and is the last date to withdraw from a unit without incurring a debt or academic penalty.
  • Students may borrow up to the FEE-HELP limit, which in 2015 is $97,728 for most courses.
  • A 20% loan fee applies to VET FEE-HELP loans (this is included in your debt), although this fee does not affect your FEE-HELP loan limit.
  • You can make voluntary repayments to reduce your HELP debt at any time and for any amount. Making voluntary payments will reduce your debt immediately and can attract a bonus.
  • No interest is charged to your VET FEE-HELP debt, however, your debt is indexed annually by movements in the Consumer Price Index (CPI) to maintain it's current value.
  • You will require a Tax File Number (TFN) to apply for VET FEE-HELP - if you do not have a Tax File Number you can request one from the Australian Taxation Office.
  • Repayments are made through the tax system once you reach the income threshold for compulsory repayment. The repayment thresholds are adjusted each year and for the 2015-2016 income year the compulsory repayment threshold is $54,126.
  • Having a FEE-HELP debt may reduce your take-home after-tax wage/salary until the debt is repaid as employers may be required to withhold amounts from your pay to put towards your compulsory repayments.
  • Having a FEE-HELP debt may affect your borrowing capacity until the debt is repaid to the Commonwealth.

Policies Relating to VET FEE-HELP

Schedule of VET Tuition Fees for Approved Courses

Below you will find the Tuition Fee Schedules for our VET FEE-HELP approved courses, detailing the dates and prices of study modules within each of the courses.

Diploma of Styling (Fashion, Image and Media) (Full Time):

Diploma of Styling (Fashion, Image and Media) (Part Time):

Advanced Diploma of Applied Fashion Design and Technology:

Advanced Diploma of Interior Design:

Advanced Diploma of Fashion and Textiles Merchandising:

Diploma of Beauty Therapy (Full Time):

Diploma of Beauty Therapy (Part Time)

Diploma of Photo Imaging:

Diploma of Specialist Make-Up Services:

Diploma of Visual Arts

More Information about VET FEE-HELP

For more information about VET FEE-HELP visit

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